Colonial Life Insurance for : Accident - Critical Illness - Cancer - Whole Life To sign up or find out more about these important benefits - call Jerald Bussey at (313) 819-6602. He is usually available in the union office (nearest the north elevators) LL-3054 most Tuesdays & Thursdays at extension 64392.

One of the many benefits of membership in the American Federation of Government Employees is your upcoming opportunity to apply for supplemental insurance products through Colonial. While you probably have health insurance, that coverage might not pay for the indirect costs of accidents, sicknesses and hospitalization—the costs that no one thinks about until they become a reality. Colonial offers supplemental products that can help fill the gaps left by health insurance, with premiums paid through convenient payroll deduction.

Having a choice is important. After all, your lifestyle and needs are different from the next person's. You can choose products that best fit your personal situation, whether you're single or married, or raising children. Be sure to take advantage of these product options that Colonial is offering to help you protect what you value most.

Accident Insurance – Colonial's accident plan helps offset the unexpected medical expenses, such as emergency room fees, deductibles and copayments that can result from a covered accident. Optional accident and sickness disability riders are also available for you and your working spouse at an additional cost.

Cancer Insurance – This cancer coverage helps offset the out-of-pocket medical and indirect, non-medical expenses related to cancer diagnosis and treatment. This plan also provides a benefit for certain specified cancer-screening tests.

Critical Illness Insurance –This plan pays a lump-sum benefit upon diagnosis of a covered critical illness such as a heart attack (myocardial infarction), end-stage renal failure, coronary artery bypass surgery, stroke, or major organ transplant.

Whole Life Insurance – Colonial offers valuable whole life insurance that will not change over time. It provides level death benefits and premiums, with guaranteed cash values. It offers a paid-up provision at age 65. This product has family coverage options and simplified underwriting for the employee, which make this a great way to round out life insurance protection.

Colonial's coverages share important features:
Benefits are paid directly to you, unless you specify otherwise.
With most plans, you can continue coverage when you retire or change jobs with no increase in premiums.
Most plans pay benefits regardless of insurance you may have with other insurance companies.
Most plans offer coverage for your spouse and dependent children.